About Us

Who are we?

Twelve Wealth is a privately owned boutique financial advice business.
Our focus is on understanding the goals you have for life then working with you over the long term to ensure you have the wealth and conviction necessary to get where you want to go.

Our goal is to guide all of the advice we provide you with these 3 priorities:

Our Investment Principles

Twelve Wealth’s Investment Principles guide our investment decision making and ensure that in times of market upheaval we are in control of our emotions, shut out the noise and focus on the things that really matter in the long term. We see this as one of our most important roles

Our 5 key investment principles:

  • 1
    Asset Allocation is the key driver of portfolio performance over the long term
  • 2
    Don’t choose where to invest based on last years winners
  • 3
    Diversification decreases risk
  • 4
    All investors should understand what they own and why. This provides the discipline successful investing requires
  • 5
    Success should be determined by whether you met your objectives not short term asset returns

Our Story

For us, a great financial advice business has to understand that life is not all about the money. It is about enabling you to clarify what you really want from life and then working with you over the long term to ensure you have the wealth and conviction necessary to get you there.

We think of this as being a journey from the head to the heart, a journey of just twelve inches which takes discipline and focus, and a lot of help along the way.

This twelve inch journey was the inspiration and motivation for the creation of twelve wealth.

Your Advisor

Cathryn Gross
Bachelor of Economics, Bachelor of Science, Diploma Financial Planning
Cathryn is the founder of Twelve Wealth. With an extensive background in banking and financial services, she was inspired to create Twelve Wealth by a deep desire to support others to achieve financial independence. Cathryn is committed to providing tailored fee for service advice, which places success for the client at the centre of everything that she does.

Since founding Twelve Wealth in November 2015, Cathryn has been shortlisted as an AFA Rising Star Finalist. This award recognises advisers in their first 3 years of business who are providing quality advice, excellent client engagement and are active contributors to the profession and wider community.

Personal experience tells Cathryn that to thrive we need security in all aspects of life including our finances. She is passionate about ensuring that her clients have a strong asset and income base so that they can realise the life goals they dream of.